Vehicle Replacement Insurance

Gap Insurance VRI Warranty - Dealer Warranty - Private Sale Warranty - Renewal Warranty - Import Warranty - Auction Roadside Assistance

Customer protection for Peace Of Mind

Cover the largest financial risk to your vehicle

What is it?

	Vehicle Replacement Insurance (VRI) tops up the difference between your Motor Insurers settlement and the original amount you paid for your car depending on the VRI cover you choose.

	Vehicle Replacement Insurance (VRI) is available to you whether you paid cash, borrowed the money from a Bank or arranged a Motor Loan.

	VRI gives you added protection if your car is declared a "Total Loss".

	Motor Insurance settles the depreciated value, not the amount you originally paid. VRI helps you recoup the original price you paid for your car.

	From the second you start driving your car it's depreciating.

	Insurance Companies depreciate cars by up to 60% over a three year period. It makes good business sense to cover that depreciation amount.

Benefits

Pays the difference between your Motor Insurers settlement and the original amount you paid for your car depending on your cover purchased. Refer PDS

	Great cover for New and Used cars

	Refunds depreciation

	Protects your investment

	Get back what you paid for the car

	Replace Your Vehicle with one of similar value.

I have new for old Insurance on my car for 12 months on my car do I still need Gap Insurance or VRI?

Our underwriters’ policies will still protect you in the first year. There may be certain circumstances where your insurer may not agree to settle on a new for old basis leaving you with a substantial shortfall. The longer term benefit of having your GAP insurance or VRI in place, grows as the policy continues and your vehicle suffers larger deprecation from the purchase price.

Do I have to Pay a Premium Every Year?

No, you pay one premium only once, and you are covered for the duration of the policy.

Cover Options	Maximum Benefit	No Claim Benefit	Vehicle Purchase Price
1 - 36 Months	$6,000	$500	0 - $20,000
2 - 36 Months	$10,000	$1,000	$20,001 - $40,000
3 - 36 Months	$14,000	$1,500	$40,001 - $50,000
4 - 36 Months	$18,000	$2,000	$50,001 - $60,000

Maximum Benefit $6,000

$795 or $77 x 12 payments

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Maximum Benefit $10,000

$1095 or $105 x 12 payments

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Maximum Benefit $14,000

$1395 or $134 x 12 payments

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Maximum Benefit $18,000

$1695 or $163 x 12 payments

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POMI - Peace Of Mind Insurance

Protect Your financial exposure, and protect the original price paid for your motor vehicle with ‘VRI’ arranged by POMI.

You're buying direct...
That means you are in control.

The internet lowers costs...
High sales volume means lower prices

Invest in Vehicle Replacement protection - Buy Vehicle Replacement Insurance (VRI)

Peace Of Mind Insurance Pty Ltd ABN 76 114 039 164